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Yassin M. El Bourini

Revenue Assurance & Fraud Management Expert

Yassin M. El Bourini
45 years old
Egypt
Professional Status
Employed
Open to opportunities
About Me
Revenue assurance and fraud management professional with varied and unique background in finance and technology combined with a 20 years of experience in the field of telecommunication and online payment processing in specific to Fraud management, Revenue Assurance, Credit & Collections

Broad strategic and operational management skills joint international multicultural experience gained through moving across several operations and industries nationally and internationally field of revenue assurance, fraud management, finance and technology.
  • Infuse, setup the fraud and revenue assurance function within TEdata organization with the aim of gaining visibility over revenue streams and exposures.
  • Overseeing the Fraud and revenue assurance prevention management activities ensuring optimal security of company’s revenues and optimal prevention of fraud and leakages impacting company’s financials.
  • Implementation of the operational risk framework and processes for defining, assessing, measuring, monitoring and reporting operational risks for the various business and support areas
  • Establishing the enterprise standards and Fraud policies and procedures and assure adherence to those standards.
  • Perform quality assurance testing on key processes and systems changes which impact recording, processing and billing of revenue producing events.
  • Provide leadership, direction and consultation in the avoidance of financial loss and prevention of fraud throughout the company.
  • Proactively improving processes that impact the optimization of our revenue streams
  • The development and implementation of an end to end controls methodology for all products and services relating to data revenue streams.
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  • Structure the Financial Risk Management functions within the finance department including Revenue Assurance, Fraud, Credit, and Collections in order to support the operations growth phase and long term expansion plans.
  • Managing and leading a high performing team of 3 Sr. Managers along with their Subordinates.
  • Ensure the integrity of all revenue stream including Post Paid, Pre Paid, Roaming and Interconnect.
  • Product / Services Assurance including Pre & post launch assessments.
  • Drive and challenge business units on their assumptions of how they will successfully execute their plans.
  • Processes and systems monitoring to ensure integrity in reported results and resolving exceptions.
  • Leading Major Financial Assurance Projects / activities as billing migration, RA and international grey routing system implementation.
  • Develop new reporting models and metrics to improve accuracy, timeliness and efficiency of delivering revenues reporting and management dashboard.
  • Lead operations reviews (weekly, monthly) with cross-functional stakeholders including executives.
  • Undertaking the development formalization of all the financial risk management functions from scratch
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  • Structure the Risk Management function within the customer care department to support the operations growth phase.
  • Organizes the division to be the most effective and when implementing changes to benefit customers while maintaining business Interests.
  • Managing all operational activities for the consumer risk management under customer care department including: Credit & collection, Fraud Management and Activation.
  • Serves as the single point of customer contact for all customer billing and collection activities.
  • Managing all classes of customers including individual consumer, Commercial & corporate in the areas of customer billing, complain handling and collections.
  • Define and implement the corporate and the consumer credit and collection treatment across the customer life cycle. Setting and achieving the departmental KPI's while maintaining customer satisfaction and customer touch point.
  • Develop and implement plans to meet business objectives and strategic goals in alignment with the company overall strategy.
  • Develop and implement procedures, processes, and controls to improve the department quality and efficiency.
  • Manage key relationships between customer care and other departments within the organization.
  • Report departmental performance indicators to Executives.
  • Support, motivate, and inspire staff creating healthy work environment.
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  • Responsible for defining measurable team objectives, based on the corporate RA goals set by Group RA function.
  • Establishment of processes and controls frame work to anticipation possible revenue risks and ensure adequate documentation of RA control framework.
  • Providing the resources, guidance and other support required by the RA team to achieve the assigned objectives.
  • Establish suite of measures to be able to assess maturity and capability of the RA function and the controls in place for visibility, Enhancements and tuning purposes.
  • Providing regular and accurate reports on RA metrics, KPIs and other agreed goals to management within the operating business and to Mobinil shareholders.
  • Provide the local senior management (and shareholders) with visibility of RA strategy in operation and financial reporting.
  • Setting RA steering committee to provide governance of RA priority activities and action plans, and support a sustainable strategic approach to RA.
  • I established visibility of revenue flows and appropriate basic monitoring for the detection and response to revenue incidents and alerts. (More than EGP 2M of revenue leakages were identified and made visible during the Q1 2007)
  • Finalizing the deployment of the RAID revenue assurance system implemented by WeDo in 4 month, drawing on lessons learnt from other deployments within the FT group and my previous experience with the Fraud Management System Implementation.
  • Achieve the optimal operational value from existing RA tools and solutions represented in the TCG Test Drive and Upgrades)
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  • Structure the Fraud Management function within the customer care department to support the operations growth phase.
  • Undertaken a full revenue cycle fraud risk assessment and review starting from the product development with the aim of gaining visibility over the current and potential risk exposures so as to develop the needed control mechanisms for fraud monitoring detection and prevention.
  • Development of the fraud policies, procedures and process across the company.
  • Protecting the business from fraud exposure in terms of lost revenue in a cost effective manner to the extent that fraud becomes unprofitable to would be perpetrators, whilst ensuring the fraud controls do not restrict business revenue.
  • Working directly with marketing Sales and Product house in the process of reviewing new services products and marketing promotions for any type of fraud risk or overall risk to the company that the products or promotions may cause. Determining if any illegal activity could be conducted (externally / internally) and the best defense mechanism that must be undertaken to avoid any risk related.
  • • Providing a full range of support in relation to fraud surveillance and monitoring to identify new variances for fraud as they occur. Initiating and conducting complete investigations of all potential fraud forwarding the results of the investigation to the Legal Department, Human Resources or Law Enforcement.
  • Provide confidence to the business that all fraud is made visible and under control protecting the bottom line from the cost of fraud thorough:
    - Identifying fraud risks and raising the level of awareness.
    - Evaluating, developing and aiding the delivery of fraud prevention solutions
    - Introducing appropriate controls and measures to minimize the risks of fraud.
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  • Provide assessments as to the credit worthiness of current and prospect customers and consequently apply the appropriate credit and collection strategies.
  • Monitor existing customers' payment patterns and overall financial conditions to determine possible exposure and align it with the company targets.
  • Provide the needed support to Align Mobinil credit strategy with commercial offers and different products introduced to the market
  • Interpret financial and specific industry trends and customer payment histories.
  • Recommend accounts/amounts that should be sent to outhouse collection, Sent to legal and written Off to Bad Debts
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  • Working in the IT department involved in smooth day to day operation, system management, capacity planning, and technical support, Development in addition to setting up the environment for the new member banks as well as testing and certifications done during the implementation phase.
  • Responsible for developing the ATM's operations and handling all scenarios for the NCR and IBM automated teller machines for our own testing and certification environment.
  • Responsible for the installation and the configuration for a Tandem Himalaya k1002 Non Stop machine in addition to the Base24 used as an ATM driver.
  • Responsible for Y2K planning, implementation, testing, and certification for year 2000 NSK and Base24 modifications.
  • Planning and implementation for all the modifications, customization and maintenance for the product as well as periodical upgrades. Besides I was assigned to train and support the end users and write all related documentation.
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  • Working as a part time Consultant / Trainer providing and facilitating Fraud, Revenue Assurance, Credit and Collection training and consultancy to telecom mobile, fixed and Data operators in the Middle East
  • Delivering a range of services as in the field of Revenue assurance and fraud management consultancy and training in specific to:
    - Performing revenue assurance & Fraud GAP analysis, health checks and maturity assessments
    - Provide guidance to operators through the end-to-end implementation of RA & Fraud programs and action plans.
    - Developing, tailoring and delivering Revenue assurance, Fraud management, Credit & collection training (introductory, intermediate and advanced)
  • Worked on different consultancies and training assignments with the major mobile and fixed line operator in the middle east :
    - Saudi Telecom Company STC
    - Zain KSA
    - Umniah Jordan
    - PALTEL
    - Jawwal
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Bachelor of Science in Finance with major in Accounting

Cairo University, Egypt

October 1993 to May 1996
  • Combined technical and financial technical skills based on a a proven career track in IT banking / online transaction processing field over and above the core finance background and experience in the telecom industry which empowered me in the fraud, risk and RA arena.
  • Telecom Fraud & Revenue Assurance management with experience in both GSM and broadband data services
  • Training and consultancy experience, Skilled in creating Consumer Risk Management, Fraud and Revenue Assurance Consultancy programs, trainings and awareness workshops
  • Experience in developing operational financial fraud and RA strategies, processes, procedures, KPIs and the related operational control activities frameworks.
  • Experience in the selection and deployment of dedicated fraud & revenue assurance tools and solutions including Fraud Management System, Credit & Collections, RA System, and TCG.
  • Know-How of the operation and the employment of different credit / collection & fraud polices within highly competitive markets with insightful understanding over its impacts on the broad organizational commercials objectives and customers fulfillment obligation.
  • Capable of infusing the fraud risk management philosophy in the organization through spreading fraud and risk awareness and engaging the wide organization into risk management issues in order to establish & enforce an internal controlled environment where fraud in being made visible and will managed.
  • Expert in dealing with Products, Services and Promotions Assurance from a Fraud and Revenue Assurance prospective.
  • Possess mastery knowledge of Investigation, Analysis & Reporting
  • Model Building & design
  • Radio control
  • Electronics
  • Virtual Aviation
  • Painting